D.A.R.B. Insurance Services, Inc.
805.527.0645
805.527.0961
Affordable Friendly Service for a Lifetime of
Knowledgeable Protection!




CIBA Insurance Services
Property and Liability Coverages

A purchasing group servicing commercial real estate property owners, managers,
associations and affinity groups.

CIBA utilizes shared limits for certain coverages. Program coverage limits are
established, continuously monitored and adjusted, if necessary, to ensure that each
participant's coverages are available to protect their commercial real estate
investment.
  Membership Has Its Rewards!
Since its inception in 1993, CIBA has provided the commercial real estate industry with
programs that are one of the industry's most comprehensive. As an associate of the
CIBA group purchasing program, you will be able to take advantage of competitively
priced property and liability coverages, tenant lease insurance certificate monitoring, loss
control bulletins and seminars, insurance related legal advice and seminars, professional
claims and loss adjustment, premium financing, and packaged underwriting.

Furthermore, the program's coverages have been specifically designed for the managers
and owners of commercial property, ensuring that each member's commercial real estate
investment is adequately protected.

Features Include:
Expanded building definitions and coverages
Full replacement cost value for buildings and tenants improvements
Expanded coverage for building ordinance requirements
Expanded coverage for debris removal and pollution clean-up
Rental income with extended recovery periods
All risk special form
Earthquake and flood
Boiler machinery breakdown
Personal Injury liability protection
Pollution remediation and Pollution legal liability
Lead, asbestos and formaldehyde legal liability



Eligible Risks:
Warehouses
Light manufacturing
Retail strip centers
Distribution centers
Industrial Parks
Residential apartment buildings
Mixed use complexes
Home owners associations
Shopping centers
Office buildings
High rise condominiums

For more Information Click Here
Custom Search
Want access to
insurance news, updates
and in-depth Information?
Subscribe to
The DARB
Insurance Services
Blog
Click Here